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Earn 3% cash back in store & online

at Walmart up to $50 a year, with eligible deposits.

Learn More

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One is a financial technology company, not a bank.Banking services provided by Coastal Community Bank, Member FDIC.

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Trip earnings arrive faster with One Cash

  • Trip earnings arrive instantly after you complete a trip1

  • Tips arrive 24-48 hours after a trip

  • Incentives arrive weekly on Tuesdays

A blue Spark Driver car and shopping cart in motion, with a dollar sign badge to indicate instant payment through One

Get rewarded when you refuel

  • Earn an average of 10¢/gal cash back on gas2

  • Find participating gas stations in your area

  • Activate gas rewards in the One app

Plus, enjoy more banking benefits

  • 3% cash back at Walmart, up to $50 every year, with eligible deposits3

  • Take out cash for free at Walmart with your One debit card4

  • No monthly fees or minimum balances

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Why drivers love One

"I love this app. Gives me access to my money as soon as I'm done with my delivery. Love it, love it, love It."

APP STORE® REVIEW

I’m loving this app! I get paid as soon as I complete a delivery. I was short on cash this week and really would’ve been in a tough place if not for One! Thank you.

APP STORE® REVIEW

"Great for you to have money right after doing deliveries. I love it."

Google Play Store® Review

"Really great in conjunction with the Spark app. I'm loving it."

Google Play Store® Review

"Way awesome and better to receive right after delivery."

Google Play Store® Review

Bank through One Cash and get trip earnings instantly1

Go to the Spark Driver Portal and set One as your primary earnings
method today.

Get started

One is a financial technology company, not a bank. Banking services provided by Coastal Community Bank, Member FDIC.

One is a financial technology company, not a bank.
Banking services provided by Coastal Community Bank, Member FDIC.

Got questions?

We’ve got answers. Check out our Help Center to learn more.

Visit Help Center

  • When do I get my Spark Driver trip earnings?

    Drivers who set One Cash as their primary earnings method in the Spark Driver Portal can get trip earnings instantly after every trip.1 

    Tips arrive 24-48 hours after a trip and incentives arrive weekly on Tuesdays.

  • Is there a fee to get my trip earnings instantly1 through One?

    It's free to get your trip earnings instantly1 when you bank through One Cash. Plus, there are no monthly fees or minimum balances.

  • How do I set my earnings method to One Cash?

    Log in to the Spark Driver Portal and navigate to the Earnings page. Tap on “Manage earnings accounts,” then select One Cash.

    From there, it’s quick to sign up for a One Cash account. Once approved, your primary earnings method will automatically be set to One Cash.

  • When will I start to receive my Spark Driver trip earnings into my One Cash account?

    After you select One Cash as your primary earnings method:

    • For new drivers, your trip earnings will be deposited instantly1 into One Cash after every trip. 

    • For existing drivers who switch to One Cash, trip earnings you make starting Monday of the following pay period will be deposited after every trip.

  • Where do I see my trip earnings in the One app?

    Your Spark Driver trip earnings will appear in the Debit section of your One app.

    If you are enrolled in Pay Autosave, that portion of your earnings will be deposited into your Savings.

  • Can I use One Cash before I start earning through the Spark Driver app?

    Yes! Add money to use your One Cash account right away so you can start earning cash back, saving, and more.

  • Can I direct deposit other gig earnings into One Cash?

    Yes, you can direct deposit income from other gigs into your One Cash account, not just Spark Driver trip earnings.

  • What are the benefits of using One Cash?

    In addition to getting Spark Driver trip earnings instantly,1 you can use One Cash as your primary banking app and enjoy Debit Rewards, early pay,4 high-yield Savings, and no monthly fees.

    Learn more about the benefits of One Cash.

Join the millions of customers banking through One Cash.

Download app and get started

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One is a financial technology company, not a bank. Banking services provided by Coastal Community Bank, Member FDIC. Approved deposit accounts are FDIC insured up to $250,000 per depositor through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met. FDIC insurance applies to the failure of an FDIC-insured bank, not One.

  1. Confirmed trip earnings only. Tips, earned incentives, adjustments, and subsidies will post when they are confirmed and processed. Subject to eligibility.

  2. Discount per gallon varies by location and can change anytime. Not available in New Jersey or Wisconsin. See Terms.

  3. As of 1/31/25, but subject to change at any time, without notice, in One's sole discretion. To be eligible for 3% cash back, at the time of purchase, customers must (i) have received $500+ of Direct Deposits in the previous month, or (ii) have a total One Cash balance of $5,000+. This offer applies to purchases at U.S. Walmart locations and on Walmart.com only and may not be combined with other One Cash offers for cash back at Walmart. Terms Apply.

  4. Use your debit card at any Walmart Money Center, cashier, or Customer Service desk to deposit or make a cash withdrawal for free.

© Copyright 2025 One Finance, Inc. All third party products, names, logos and brands are the trademarks or registered trademarks and property of their respective owners. Use of them herein is for identification purposes only and does not imply any ownership, affiliation or endorsement.

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