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One is a financial technology company, not a bank. Banking services provided by Coastal Community Bank, Member FDIC. Approved deposit accounts are FDIC insured up to $250,000 per depositor through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met. FDIC insurance applies to the failure of an FDIC-insured bank, not One. One card is issued by Coastal Community Bank pursuant to licensing by Mastercard® International.

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