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Earn 3% cash back in store & online

at Walmart up to $50 a year, with eligible deposits.

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One is a financial technology company, not a bank.Banking services provided by Coastal Community Bank, Member FDIC.

One has helped over 500k people take control of their credit

Use Credit Score for free weekly insights to easily understand the factors that make up your score. Plus, with Credit Builder, you can build your credit with zero fees or interest.*

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*Use of the program does not guarantee a credit score increase, which depends on your specific circumstances. Participation is subject to eligibility. OneProgress Services LLC, NMLS ID 2460509. See One.app to learn more

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One is a financial technology company, not a bank. Loans through OneProgress Services LLC and banking services through One are provided by Coastal Community Bank, Member FDIC.  Approved deposit accounts are FDIC insured up to $250,000 per depositor through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met. FDIC insurance applies to the failure of an FDIC-insured bank, not One. One card is issued by Coastal Community Bank pursuant to licensing by Mastercard® International.

*Use of the Credit Builder Program does not guarantee that your credit score will improve. Credit score improvement is dependent on your specific circumstances and a variety of factors, including your financial behavior. Failure to make monthly minimum payments on time may negatively impact your credit score. Credit Builder is available when you bank through One. All Credit Builder Programs are subject to approval. See Licenses for state disclosures.

One is not a credit repair service and does not remove negative credit history from your credit profile.

Based on a 12 month loan with $25 monthly payments and a 0% Annual Percentage Rate. You can choose how much you’d like to contribute towards your monthly payment, with a minimum of $1. If you choose an amount less than the full monthly payment, the remainder will be paid from the loan proceeds held in your Credit Builder lockbox. Credit Builder is available for accounts with eligible direct deposits totaling at least $500 in the previous month.
Direct deposit may be available up to 2 days in advance, but depends on when your employer sends paycheck data.
Cash back can be earned through the Debit Rewards Program. Individual offer details can be found in the One app. Terms apply
4.35% annual percentage yield (APY) applies to the Savings balance of One Cash customers who either (i) received $500 or more of eligible direct deposits in the previous month or (ii) have a total daily account balance of $5,000 or more. 4.35% APY is also earned on Pay Autosave and ONE@Work Save balances without these deposit or balance requirements. In all instances 4.35% APY is limited to a total Savings balance of up to $250,000. All other Savings balances will earn 1.00% APY. APYs are as of 10/10/2024, but may change at any time before or after account opening.
Sign up for first deal. Bank through One to claim your cash. Deals expire. See terms.
To receive 3% cash back, eligible customers (at the time their purchase settles) must (i) have received $500 or more of eligible direct deposits in the previous month, or (ii) have a total account balance of $5,000 or more. 3% cash back is limited to up to $50 per year and applies only to purchases made at U.S. Walmart locations and on Walmart.com. This promotion may not be combined with other One promotions that offer cash back on purchases at Walmart. Terms apply.
Use your One card at any Walmart Money Center, cashier, or Customer Service desk to deposit or make a cash withdrawal for free.
One to One transfers can only be transferred to a One Cash account. If a recipient does not already have an account, you must sync your contacts to send them money via One to One. They must open an account within 10 days, otherwise the money will be returned to you.
Global Transfers may not be available to all customers.
Users get an average of 10¢/gal cash back on gas plus a boost of 10¢/gal through June 30. Discount per gallon varies by location and can change anytime. Not available in New Jersey or Wisconsin. Powered by Upside. See Debit Rewards Terms.

For Vermont loan applicants: THIS IS A LOAN SOLICITATION ONLY. ONEPROGRESS SERVICES LLC MAY NOT BE THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH COASTAL COMMUNITY BANK IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT OR OTHER STATE LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.

One Finance Inc., Nationwide Multistate Licensing System ("NMLS") ID 2273210 OneProgress Services LLC., Nationwide Multistate Licensing System ("NMLS") ID 2460509

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© Copyright 2024 One Finance, Inc. All third party products, names, logos and brands are the trademarks or registered trademarks and property of their respective owners. Use of them herein is for identification purposes only and does not imply any ownership, affiliation or endorsement.

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